Why Dental Discount Plans Can Be Better Than Insurance

In 1971, dental-insurance benefits were approximately $1,000 per year. Allowing a 6% rate of inflation per year, you should be receiving $4,549 per year in dental benefits but you are not. Dental premiums have sky rocketed but benefits have not. It's time to take a look at a real solution; the dental discount card. It's time for Select Dental Advantage. Listed below are some other reasons to consider a discount card.

Why pay 5 to 10 times more for an insurance plan

Indemnity Insurance	Select Dental Advantage
A typical average of 25 exclusions or limitations	The only exclusion is orthodontia work in progress
First Savings Example
Extensive work done in a year at a cost of $4,000, under the traditional indemnity dental plan with a $1,000 maximum your out of pocket cost would be $3,000.	Your out of pocket cost would be approximately $2,720 plus the savings on our monthly charge as compared to the insurance company premium which could easily be an additional savings of about $900 on a family plan and $288.00 for a single coverage.
Second Savings Example
Lifetime orthodontia benefits are limited to $1,000. If you get a bill for $5,200 your out of pocket is about $4,200.	Your average cost for orthodontia would be approximately $3,400. This means you would save over $800 with our discount program plus the savings on our monthly charge as compared to the insurance company premium as outlined above.

Compare Cost/Savings vs. Insurance

• Lower Monthly/Annual Membership Cost
• On average save 20%-40% more out of pocket vs. an insurance plan
• Available to individuals including immediate family coverage

		Select Dental Advantage	Insurance
Annual Program Price		$79	$684
Dental Service	Retail Price	Member Cost
2 Adult Cleanings	$150	$86	$0
2 Routine 6 Month Check-Ups	$85	$44	$0
4 Bite-Wing X-Rays	$49	$29	$0
1 Surface White Filling	$121	$65	$0
Total Patient Cost (includes annual program price)	$405	$303	$684